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Michael Roberts

What Is an "Umbrella Policy" ?

A friend recently asked, why would I need an umbrella policy if I already have car or homeowners insurance? Umbrella or excess policies are a form of liability insurance that protects the…

Michael Roberts

FDA: Insomnia Drugs and Traffic Accident Concerns

Last July, late Sen. Robert F. Kennedy’s daughter, Kerry, was cited for hit-and-run after colliding with a tractor-trailer and leaving the scene of the accident.

A subsequent…

Michael Roberts

Vehicle Backup Camera Requirement-Where Does It Stand?

This week individuals across the nation kick off the New Year by getting a headstart on those new year’s resolutions. Some are going to start going to the gym, others will start to…

Michael Roberts

New Auto Insurance Verification Program in Alabama

A serious problem often faced by people injured in traffic accidents is the all-too-common scenario of the at-fault driver having no liablility insurance. This year, Alabama is enforcing…

Michael Roberts

Bicycling Safety

Bicycling is one of the most popular recreational activities in the United States and it is increasingly popular as a viable transportation option for that work commute or running errands….

Michael Roberts

Texting While Driving Banned in Alabama

A measure banning texting while driving was recently approved in Alabama. The bill's signing, which will take effect on August 1, makes Alabama the 38th state to ban texting while…

Michael Roberts

Saving Gas and Safe Driving

With gas prices across the country soaring and everyone still feeling the effects of the economic recession, many of us are taking a second look at our travel routines to figure out where we can cut…

Michael Roberts

Winter Driving Tips for Southerners

Those of us in the south are not as familiar with snow and ice conditions as people in other parts of the country. In addition to precipitating a rush to the grocery store to stock up on bread…

Michael Roberts

Who Should The Hospital Bill When You Are Hurt In A Wreck?

If you are injured in an automobile accident, should you encourage your hospital or other medical providers to bill the liability insurance company of the at-fault driver, or should you…

Jason Knowles

Local Wreck Reminds Us of Dangers of Teen Driving

Last week near Gadsden, Alabama a 20-year-old driver of a Jeep died in a head-on automobile collision with a Honda Accord driven by a 16-year-old. The driver of the Accord, along with her…